UMA LOANS

Loans for You

Financial planning

Personal Loan

per loan

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Avail Loan minimum from Rs 10000 to Rs 50 Lacs maximum Lowest interest rates ranges minimum from 10.50% to 28%* maximum Repayment tenure starts minimum from 12 months to 60 months maximum Processing fee will range minimum 1% to 2% maximum *T&Cs Disbursal within 4 hours,24 hours,48 hours and 5 days *T&Cs Both for Salaried & Self Employed

Low interest

Quick approval

Purchase agreement for new house
Popular

HOME LOAN

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Eligibility for a home loan depends on a number of factors, including age, income, credit score, and the property you want to buy: Age The minimum age to apply for a home loan is usually 18 or 21 years, but the maximum age varies by lender and employment status. For example, salaried applicants may have a maximum age of retirement, while self-employed applicants may be able to apply up to age 70. Income A higher income may qualify you for a larger loan amount. Credit score Improving your credit score by making timely payments and limiting credit utilization can help you qualify for a home loan. Property The market value of the property you want to buy will affect the loan value you qualify for. You may also be able to get a better rate if you make a down payment of 20% or more. Other factors that may affect your eligibility include: Employment status Whether you're a resident Indian, NRI, or PIO Whether you're applying as an individual, group, association, HUF, or corporate You can use a home loan eligibility calculator to help determine if you qualify for a loan

Moderate interest

Flexible terms

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All Vehicle Loans

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A car loan or automobile loan is offered by a bank or an NBFC (Non-Banking Fianancial Companies) to its customers for purchasing a two wheeler or four wheeler vehicles. The car loan interest rates depends on certain factors, such as loan amount, tenure and credit score. However, for most of the banks, the lowest car loan interest rates can start from 7.30% per annum. Here, we have covered the best car loan interest rate offered by all the banks. A person can go through these to get the best interest rates on their car loan. List of Car Loan Interest Rate for All Banks Here are the best car loan interest rate of 2024 from famous banks around India: Current Interest Rates for Car Loans Canara Bank 7.30% - 9.90% Bank of India 7.35% - 7.95% ICICI Bank 8.82% - 12.75% Indian Bank 8.20% - 8.55% Union Bank Of India 7.40% - 7.50% Punjab National Bank 9.40% - 9.90% Central Bank of India 7.25% - 7.50% IDBI Bank 8.40% - 9.00% HDFC Bank 8.80% – 10.00% Corporation Bank 7.40% - 7.50% State Bank of India 7.95% - 8.70% UCO Bank 7.70% - 9.30%

Best rates

Long term

BEST LOAN

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Business Loan AND Personal Loan

Ideal for small needs. Quick approval process and flexible repayment options.

₹10,00,000

PER LOAN

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Popular

BUSINESS LOAN

Great for moderate expenses. Competitive rates and moderate repayment period.

₹15,00,000

PER LOAN

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Moderate interest

Flexible terms

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HERO FIN LOAN

Perfect for large investments. Best rates and longest repayment period.

₹50,00,000

PER LOAN

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BANK ACCOUNT

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ZERO BALANCE BANK ACCOUNT

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Ideal for small needs. Quick approval process and flexible repayment options.
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Popular

IndusInd Bank

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Great for moderate expenses. Competitive rates and moderate repayment period.

Moderate interest

Flexible terms

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Jupiter Federal Bank Account

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Perfect for large investments. Best rates and longest repayment period.

Credit Card Apply

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ICICI Credit Card Apply

Ideal for small needs. Quick approval process and flexible repayment options.

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Popular

AU BANK CREDIT CARD

Great for moderate expenses. Competitive rates and moderate repayment period.

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Moderate interest

Flexible terms

SBI Card PRIME offer with E-Gift Voucher worth ₹3,000 on joining.

SBI CREDIT CARD

Perfect for large investments. Best rates and longest repayment period.

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FREE DEMAT ACCOUNT

Empower your future with our trusted loan solutions in Bhuj. Unlock financial success and secure a prosperous tomorrow.
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Services

Personal Loan

Personal Loan

Flexible personal loans with competitive rates to help meet your financial needs quickly.
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Business Loan

Tailored business loans designed to support growing businesses with ease and efficiency.
Car loan

Car Loan

Secure education loans for pursuing higher studies and achieving your academic goals.
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Home Loan Facilities

प्रधानमंत्री आवास योजना-शहरी 2.0
माननीय प्रधानमंत्री श्री नरेन्द्र मोदी की अध्यक्षता में केंद्रीय मंत्रिमंडल ने प्रधानमंत्री आवास योजना-शहरी 2.0 को मंजूरी दे दी है, जिसके तहत 1 सितंबर 2024 से शुरू होने वाले 5 वर्षों में शहरी क्षेत्रों में किफायती कीमत पर घर बनाने, खरीदने या किराए पर लेने के लिए राज्यों/केंद्र शासित प्रदेशों (यूटी)/पीएलआई के माध्यम से 1 करोड़ शहरी गरीब और मध्यम वर्ग के परिवारों को वित्तीय सहायता प्रदान की जाएगी। पीएमएवाई-यू 2.0 शहरी क्षेत्रों में सभी पात्रता लाभार्थियों को हर मौसम के अनुकूल पक्के घर उपलब्ध कराने के लिए भारत सरकार द्वारा कार्यान्वित किए जा रहे प्रमुख प्रमुख कार्यक्रमों में से एक है। पीएमएवाई-यू 2.0 के तहत सरकारी सहायता प्रति इकाई 2.50 लाख तक होगी।

माननीय प्रधानमंत्री के दृष्टिकोण के अनुरूप, ₹10 लाख करोड़ के निवेश के साथ PMAY-U 2.0 एक करोड़ परिवारों की आवास आवश्यकताओं को पूरा करेगा, जिससे यह सुनिश्चित होगा कि प्रत्येक नागरिक बेहतर जीवन स्तर का जीवन जी सके। इस योजना के तहत ₹2.50 लाख करोड़ की केंद्रीय सहायता प्रदान की जाएगी।

पीएमएवाई-यू 2.0 की रूपरेखा पीएमएवाई-यू योजना से प्राप्त सीख, वैश्विक सर्वोत्तम प्रथाओं/मानकों तथा राज्यों/संघ राज्य क्षेत्रों, बैंकों, आवास वित्त कंपनियों, निजी क्षेत्र आदि सहित कई हितधारकों के साथ परामर्श की श्रृंखला के परिणामों के आधार पर तैयार की गई है।

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UMA LOANS made my loan process seamless and stress-free. Their team was incredibly helpful and professional. Highly recommend their services! Thank you, UMA LOANS!

- Aarav

UMA LOANS provided exceptional service! The staff was friendly and guided me through every step. Highly recommend them for anyone in need of a loan. Thank you, UMA LOANS!

- Ananya

UMA LOANS made my loan application easy and hassle-free! The team was supportive and explained everything thoroughly. Their professionalism and kindness truly stood out. Thank you, UMA LOANS, for your excellent service!

- Riya

UMA LOANS made my loan process seamless and stress-free. Their team was incredibly helpful and professional. Highly recommend their services! Thank you, UMA LOANS!

- Aarav

UMA LOANS provided exceptional service! The staff was friendly and guided me through every step. Highly recommend them for anyone in need of a loan. Thank you, UMA LOANS!

- Ananya

UMA LOANS made my loan application easy and hassle-free! The team was supportive and explained everything thoroughly. Their professionalism and kindness truly stood out. Thank you, UMA LOANS, for your excellent service!

- Riya

UMA LOANS made my loan process seamless and stress-free. Their team was incredibly helpful and professional. Highly recommend their services! Thank you, UMA LOANS!

- Aarav

UMA LOANS provided exceptional service! The staff was friendly and guided me through every step. Highly recommend them for anyone in need of a loan. Thank you, UMA LOANS!

- Ananya

UMA LOANS made my loan application easy and hassle-free! The team was supportive and explained everything thoroughly. Their professionalism and kindness truly stood out. Thank you, UMA LOANS, for your excellent service!

- Riya

About us

UMA LOANS is a trusted loan agency based in Bhuj, Gujarat, India. We specialize in providing simple and transparent loan solutions tailored to your needs.

Our team works diligently to offer you timely assistance, ensuring you get the financial support required when it matters most. At UMA LOANS, we are committed to guiding you through every step of the loan process.

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Loan FAQs

What types of loans are available?

We offer personal, home, and business loans to meet various financial needs in Bhuj, Gujarat.

How can I apply for a loan?

Visit our office in Bhuj or apply online through our website to start your loan application process.

What documents are required for a loan?

Common documents include identification proof, proof of income, and recent bank statements for assessment.

How long does it take to process a loan?

Loan processing times vary, but approval typically takes a few working days after receiving all necessary documents.

Are there any prepayment penalties?

Our flexible loan options usually allow prepayment without penalties, but terms depend on the specific loan agreement.

Secure Your Loan Effortlessly

Unlock your financial potential with our reliable loan services. Apply now and secure a hassle-free approval process.
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